Daves Debt Terms and conditions

This page and any pages it links to explains Daves Debt's terms of use. By browsing davesdebt.com you are agreeing to these terms.

Who I am

David Wright owners/writes and is Daves Debt and will be referred to as ‘I' from now on.

Using davesdebt.com

You agree to use davesdebt.com only for lawful purposes. You must also use it in a way that doesn't infringe the rights of, or restrict or inhibit the use and enjoyment of, this site by anyone else.

I update davesdebt.com all the time. I can change or remove features at any time without notice.

Linking to davesdebt.com

I welcome and encourage other websites to link to davesdebt.com.

You must contact me for permission if you want to:

  • say your website is associated with or endorsed by Daves Debt

Linking from Daves Debt

Daves Debt links to websites that are managed by other organisations. I don't have any control over the content on these websites.

I'm not responsible for:

  • the protection of any information you give to these websites
  • any loss or damage that may come from your use of these websites, or any other websites they link to

You agree to release me from any claims or disputes that may come from using these websites.

You should read all terms and conditions, privacy policies and end user licences that relate to these websites before you use them.

Using Daves Debt content

Most content on Daves Debt is subject to copyright protection.

If any content isn't subject to copyright protection I'll usually credit the author or copyright holder.

I make most of the content on davesdebt.com available through links for other websites and applications to use. The websites and applications that use the links aren't our products, and they might use versions of my content that have been edited and stored for later use (‘cached').

I don't give any guarantees, conditions or warranties about the accuracy or completeness of any content used by these products. I'm not liable for any loss or damage that may come from your use of these products.

The most up to date version of my content will always be on Daves Debt.

Disclaimer

While I make every effort to keep Daves Debt up to date, I don't provide any guarantees, conditions or warranties that the information will be:

  • current
  • secure
  • accurate
  • complete
  • free from bugs or viruses

I'm not liable for any loss or damage that may come from using Daves Debt. This includes:

  • any direct, indirect or consequential losses
  • any loss or damage caused by civil wrongs (‘tort', including negligence), breach of contract or otherwise
  • the use of Daves Debt and any websites that are linked to or from it
  • the inability to use Daves Debt and any websites that are linked to or from it

This applies if the loss or damage was foreseeable, arose in the normal course of things or you advised us that it might happen.

This includes (but isn't limited to) the loss of your:

  • income or revenue
  • salary, benefits or other payments
  • business
  • profits or contracts
  • opportunity
  • anticipated savings
  • data
  • goodwill or reputation
  • tangible property
  • intangible property, including loss, corruption or damage to data or any computer system
  • wasted management or office time

Requests to remove content

You can ask for content to be removed from Daves Debt. I'll only do this in certain cases, eg if it breaches copyright laws, contains sensitive personal data or material that may be considered obscene or defamatory.

Contact me to ask for content to be removed. You'll need to send me the web address (URL) of the content and explain why you think it should be removed. I'll reply to let you know whether I'll remove it.

I remove content at my discretion in discussion with the person or organisation responsible for it. You can still request information under the Freedom of Information Act and the Data Protection Act.

Information about you and your visits to Daves Debt

I collect information about you in accordance with our privacy policy and the cookie policy. By using Daves Debt, you agree to me collecting this information and confirm that any data you provide is accurate.

Virus protection

I make every effort to check and test Daves Debt for viruses at every stage of production. You must make sure that the way you use Daves Debt doesn't expose you to the risk of viruses, malicious computer code or other forms of interference which can damage your computer system.

I'm not responsible for any loss, disruption or damage to your data or computer system that might happen when you use Daves Debt.

Viruses, hacking and other offences

When using Daves Debt, you must not introduce viruses, trojans, worms, logic bombs or any other material that's malicious or technologically harmful.

You must not try to gain unauthorised access to Daves Debt, the server on which it's stored or any server, computer or database connected to it.

You must not attack Daves Debt in any way. This includes denial-of-service attacks.

I'll report any attacks or attempts to gain unauthorised access to Daves Debt to the relevant law enforcement authorities and share information about you with them.

Governing law

These terms and conditions are governed by and construed in accordance with the laws of England and Wales.

Any dispute you have which relates to these terms and conditions, or your use of Daves Debt (whether it be contractual or non-contractual), will be subject to the exclusive jurisdiction of the courts of England and Wales.

General

There may be legal notices elsewhere on Daves Debt that relate to how you use the site.

I'm not liable if I fail to comply with these terms and conditions because of circumstances beyond my reasonable control.

I might decide not to exercise or enforce any right available to us under these terms and conditions. I can always decide to exercise or enforce that right at a later date.

Doing this once won't mean I automatically waive the right on any other occasion.

If any of these terms and conditions are held to be invalid, unenforceable or illegal for any reason, the remaining terms and conditions will still apply.

Changes to these terms and conditions

Please check these terms and conditions regularly. I can update them at any time without notice.

You'll agree to any changes if you continue to use Daves Debt after the terms and conditions have been updated.

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